Mortgage Rates Dip—Even Though Inflation Rose. What Gives?

If you're watching mortgage rates like a hawk (👀), Friday brought a small but surprising piece of good news: rates ticked slightly lower—even though they technically weren't supposed to. Before we pop the champagne, let’s put it in perspective: the average 30-year fixed mortgage rate still hovers n

Facing Pre-Foreclosure in San Antonio? Here’s What You Need to Know

If you’re a homeowner in San Antonio struggling with mortgage payments and have received a notice of default, you’re officially in pre-foreclosure—the first step in the foreclosure process. While this can be overwhelming, the good news is that you still have options to protect your home, minimize fi

Understanding Escrow Shortages: What Homeowners Need to Know

If you’re a homeowner with a mortgage, chances are you have an escrow account that helps manage your property taxes and homeowners insurance. While escrow accounts simplify these payments by bundling them into your monthly mortgage payment, many homeowners get confused when they receive notices abou

Is the 2% Inflation Target Still Realistic in Today’s Economy?

For decades, the Federal Reserve has aimed for a 2% inflation target, considering it the sweet spot for economic stability. But in today’s economic climate—with ongoing supply chain disruptions, labor market shifts, and rising consumer costs—many are asking: Is 2% inflation still a reasonable goal,