Will Mortgage Rates Drop in 2025? Here’s What Needs to Happen

If you're waiting for mortgage rates to drop before buying a home, you may want to keep a close eye on the economic landscape in 2025. Right now, there are only three major factors that could significantly bring mortgage rates down: A Crisis-Like, Black Swan Event The Labor Market Breaks Inflation R

The Latest Federal Reserve Decision and Its Impact on the Housing Market

The Federal Reserve recently announced that it is keeping the federal funds rate unchanged at 4.25% to 4.50%, citing steady economic growth, a stable labor market, and persistent inflation concerns. This decision marks a key moment for the housing market, as buyers and sellers alike look for clues o

Your Credit Score and Buying a Home: What You Need to Know

Your credit score plays a critical role when applying for a mortgage, but there’s a lot of misinformation about what’s actually required to buy a home. Here’s the good news: you don’t need a perfect credit score to achieve your homeownership dreams. Whether you’re a first-time buyer or looking for y